It’s that time of the year when the Finance Minister makes his annual budget speech and we learn what the tax tables for the upcoming tax year will look like. This is a good time to straighten out your finances and plan your budget before the tax year starts on 1 March. TCL recommends some Android apps that will help you budget and save.
This free app from Old Mutual lets you see all your accounts and transactions in one place. You can link bank accounts, credit and store cards, investments, loans, and rewards from over 120 South African financial institutions. You’ll know what you‘ve already spent and have left to spend, empowering you to manage your money and budget better.
Budget planner is a simple budgeting, expense tracking and finance calculator app. You can use it to record your transactions, forecast your spending and savings, and save money. You can view your cash flow, earnings, and spending on the dashboard. You can record income and expenses using speech recognition and autocomplete based on your previous entries.
Consider Fudget if you want a straightforward, no-frills app that doesn’t include a lot of complex features or require you to sync financial accounts. Make lists of incoming and outgoing money and track your balances. It’s as simple as that.
Goodbudget is a money manager and expense tracker that’s great for home budget planning. This personal finance manager is a virtual update on the envelope system, where you allocate cash for different expenses to envelopes, so you don’t overspend. You can share your budget with your budgeting partners and keep everyone on the same page with finances.
Mint helps you reach your financial goals with personalised insights and custom budgets. Use it to see your monthly bills, create budgets, grow savings and build stronger finances from account balances and budget planners to tracking expenses and debt payments, all your money management is in one place.
Each time you buy a coffee, pay a bill, or make a daily purchase, you just need to add the expense to the app. It’s done in one click, so you don’t need to fill anything except the amount. Tracking daily purchases, bills, and everything else you spend money on has never been so quick and enjoyable with this money manager.
Living with housemates or splitting bills with family? Splitwise is the easiest way to share expenses with friends and family and stop stressing about who owes who. Millions of people around the world use Splitwise to organise group bills for households, trips, and more.