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DJ Zinhle & Kairo Forbes Collaborate with Ackermans

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Get ready to turn up the heat as Ackermans is thrilled to unveil a sizzling summer collaboration with the incredible mom-daughter duo DJ Zinhle and Kairo Forbes who boast more than 12 million social media followers. This partnership is a vibrant celebration of trendy style, embodying all the summer feels like never before.

Sa’s leading value retailer is overjoyed to announce their collaboration with DJ Zinhle, a pioneering mom, entrepreneur, and world-renowned artist, along with her adorable mini-me, Kairo Forbes. The collaboration perfectly blends DJ Zinhle and Kairo’s influential styles with Ackermans’ brand vision, creating a collection that radiates pure summer magic. From A-list must-haves that keep Mom stylish and effortlessly chic, to a beautiful summer resort collection that champions cool comfort and playful vibrance for the family. There truly is something for every budget, taste and occasion.

“When we were looking for the right faces for this collaboration, we knew we needed a strong, inspiring woman and mom. DJ Zinhle, with her incredible achievements, paired with her daughter Kairo, was the perfect match. This is more than just a partnership – it’s a celebration of style and individuality. By bringing their unique energy into our 1,000 stores and across our digital platforms, we’re blending their distinctive flair with our dedication to quality and value for South African families,” says Bronwyn Pretorius, Chief Executive of Marketing at Ackermans.

DJ Zinhle echoed this sentiment, saying, “Ackermans has always been a brand I admire for its market understanding and positioning. An outfit is not just about what I put on my body; it’s about how I show up, and this made our collaboration a perfect fit.”

Ackermans’ summer collection promises to compliment your style with bold designs and standout pieces; while also ensuring you also have the basics covered – making for a wardrobe that reflects the perfect summer vibe.

Curious about the magic? View Ackermans’ exclusive video and get an early look at the must-have styles that await. Here’s to being No.1 for summer!

 

Understanding seasonal allergies

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As the seasons change, many of us start to experience the familiar and often frustrating symptoms of seasonal allergies. However, it’s important to recognise that not all seasonal allergies are the same. Different people experience these symptoms in varying ways, and this diversity means that a one-size-fits-all approach to treatment often falls short. Understanding why these differences exist can help you take control of your allergy management.

Allergic vs. non-allergic rhinitis
Allergic rhinitis (AR), including seasonal and perennial rhinitis, are typically triggered by specific environmental allergens such as pollens, house dust mites, mould spores, or pet danders. When your body encounters these allergens, it mistakenly identifies them as harmful, leading to an immune response. This response involves the release of histamines and other chemicals, resulting in symptoms like sneezing, nasal congestion, itchy eyes, and a runny nose. Although people’s symptoms can be triggered by many of these exposures, each person’s pattern of allergy is unique.

However, not all rhinitis is due to allergies. Non-allergic rhinitis, sometimes also called vasomotor rhinitis, occurs when your nasal passages are activated by irritants such as smoke, strong odours, temperature changes, or even stress. Symptoms can be similar to allergic rhinitis making matters confusing. Unlike allergic rhinitis, non-allergic rhinitis does not involve the immune system. Understanding this difference is important to planning the best approach to treatment.

Why a one-size-fits-all approach doesn’t work
Given the distinct nature of allergic and non-allergic rhinitis, and the individual differences in triggers, it’s clear that the same treatment won’t work for everyone. For instance, antihistamines are effective in treating the symptoms of allergic rhinitis by blocking the histamine response, but they might not be as effective for non-allergic rhinitis, where histamine is not the primary cause of symptoms. Similarly, nasal corticosteroids can reduce inflammation in allergic rhinitis, but their efficacy can vary in non-allergic cases.

According to Prof. Jonny Peter from the UCT Lung Institute and founder of The Real Pollen Count: “Understanding these differences is crucial because treating the wrong type of rhinitis with inappropriate medication can lead to ineffective symptom relief, prolonged discomfort, and even potential side effects. Personalised treatment plans, developed with the help of your healthcare provider, are essential for managing symptoms effectively.”

The scope and impact of allergic rhinitis
Allergic rhinitis is one of the most common chronic conditions, affecting approximately 15-30% of the population. Seasonal allergic rhinitis tends to peak during certain times of the year when specific allergens are more prevalent. In contrast, perennial allergic rhinitis can cause symptoms year-round, typically due to indoor allergens like dust mites or pet dander.

The impact of allergic rhinitis on daily life is significant. Studies show that up to 36% of adults experience impaired work performance due to allergy symptoms, and about 3.6% have missed workdays entirely because of their condition. These statistics highlight the importance of recognising and properly managing allergic rhinitis to maintain a good quality of life.

Diagnosing and treating different types of rhinitis
Diagnosing whether you have allergic or non-allergic rhinitis involves a thorough assessment of your symptoms, medical history, and specific allergy tests. For allergic rhinitis, skin prick tests or blood tests may be used to identify specific allergens. In cases where non-allergic rhinitis is suspected, your healthcare provider might focus on identifying irritants or other underlying conditions that could be triggering your symptoms.

“Treatment options vary depending on the type of rhinitis you have. For allergic rhinitis, options include antihistamines, nasal corticosteroids that give you the benefit of two allergy medicines in one nasal spray, and allergen avoidance strategies. For non-allergic rhinitis, treatment might involve avoiding irritants, using saline nasal sprays, or considering lifestyle changes that reduce exposure to triggers. In some cases, combination therapies may be recommended,” says Prof Peter.

A treatment plan for your unique seasonal allergies

Seasonal allergies are also more complex than they might seem on first glance. Individuals may be allergic to different pollens, each with particular flowering seasons. For instance, one person might be allergic to tree pollens which have a short, intense flowering season in late winter/early spring, while another may only be allergic to grass pollens which have a longer flowering season starting late in spring and very dependent on geography.

“Understanding the nuances of your seasonal allergies is an important step toward effective treatment and lasting relief. The Real Pollen Count (www.pollencount.co.za) provides updated weekly pollen counts for eight of the major urban centres across South Africa and is a great resource to better understand your seasonal allergic rhinitis symptoms this year,” says Prof Peter.

Speak to your pharmacist or healthcare provider for more information on Glenmark’s 2-in-1 nasal spray to help manage allergic rhinitis effectively. Look out for Rymoji in Pharmacies, your best friend in seasonal allergy relief.

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What happens to our ecosystems if there are no more rhinos?

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Rhinos have roamed the earth for over 50 million years with their prehistoric ancestors having lived long before the first elephants, but today, they stand at the brink of extinction. World Rhino Day, celebrated on September 22, serves as a reminder of the ongoing threat to rhinos and the urgent need for action. While poaching numbers have decreased in recent years, partly due to the Covid-19 pandemic and intensified anti-poaching measures, the rhino population remains vulnerable.

“In the 1960s, Africa was home to 65,000 black rhinos. By 2022, that number had plummeted to just 6,487, leading to their classification as Critically Endangered. While White rhinos have fared slightly better, with numbers recovering from less than 50 in the 1960s to around 17,000 by the end of 2022, both black and white rhinos remain under constant threat due to poaching and habitat loss,” says Kate Church, Founder of African Wildlife Vets.

South Africa, which holds nearly 80% of the world’s rhino population, has seen over 8,000 rhinos poached since 2008, primarily for their horns, which are highly sought after in Asia for their supposed medicinal properties. While poaching numbers have recently declined due to intensified anti-poaching efforts and temporary relief from the Covid-19 lockdown, the battle for survival continues.

As keystone species, their presence is not only important to the ecosystems they inhabit but essential for the survival of a multitude of other species and the health of the environment. What would happen if these majestic creatures were to disappear completely? The answer is both troubling and far-reaching.

“Rhinos aren’t just majestic creatures who need to be protected to ensure their preservation for future generations, they are also vital to maintaining the health of their ecosystems. Their absence would trigger a domino effect, impacting a vast array of species and threatening the balance of the environment. Without rhinos, we are not just losing a species; we are compromising the very fabric of life in these ecosystems,” says Church.

A world without our natural landscapers

The loss of rhinos would have a devastating and far-reaching effect on the ecosystems they inhabit. Just as elephants have been professed as the world’s ecosystem engineers, carving out the land as they move through it, so too are rhinos the natural landscapers of the environment.

Not only does their grazing behaviour help to maintain open grasslands by preventing the overgrowth of vegetation, which in turn supports a wide array of other species, according to research from Stellenbosch University, by wallowing in mud they help to create natural waterholes and keep existing waterholes open. Their dung, of which they deposit more than 20 kilograms a day, both fertilises the soil and provides the foundation for complex food chains.  Rhinos also play a key role in sustaining other species through the smaller parasites that they host on or within their bodies.

Without rhinos, grasslands would become overgrown, reducing the habitat available for species that rely on open areas or short grass lawns for survival, such as wildebeest and birds like larks and pipits. The subsequent reduced biodiversity would also affect larger predators that depend on these smaller species for food, leading to a cascade of negative impacts throughout the food chain. Furthermore, the loss of rhinos would also negatively impact species that depend on the smaller ectoparasites that rhinos carry for sustenance – like the oxpecker, which are so dependent on rhinos they can actually be used to track them.

The absence of rhinos would also disrupt soil health and water cycles as soil compaction would increase, reducing water infiltration and affecting the availability of water for plants and animals. This would contribute to further desertification of the land, diminishing the overall resilience of the ecosystem against climate change and extreme weather events.

The economic impact of their loss

Beyond their ecological importance, rhinos contribute to local economies, particularly through eco-tourism. Countries like South Africa, Namibia, and Kenya depend heavily on wildlife tourism, with rhinos being a major draw for international visitors.

“If rhinos were to disappear, the loss would not only be felt in the natural world but in human communities that rely on tourism for their livelihoods. This would lead to job losses, reduced income for local conservation programs, and diminished funding for wildlife protection,” notes Dalit Shekel, CEO of Relate Bracelets.

The impact would also extend to local human communities that depend on the ecosystem services provided by healthy landscapes, including agriculture, tourism, and natural resource management. With the decline in biodiversity and the destabilisation of the environment, livelihoods that depend on eco-tourism such as safari businesses, wildlife guides, and conservation efforts would be severely affected.

Thankfully, conservation efforts to protect rhinos are in full force, though the road to recovery remains challenging. Conservation organisations like the Endangered Wildlife Trust (EWT), alongside non-profits like Relate Bracelets, have been instrumental in the fight to protect rhinos. Through anti-poaching initiatives, the use of conservation canines, and collaboration with local communities, these efforts have managed to slow the decline in rhino populations.

Over the past decade, the sale of over 25,000 Relate Rhino Bracelets through Tourvest Destination Retail alone has contributed R360,000 to EWT’s rhino conservation efforts, supporting projects that expand safe spaces, enhance anti-poaching strategies, and ensure genetic diversity.

As Dalit Shekel aptly puts it: “The loss of even one rhino profoundly impacts ecosystems, destabilising the environment and threatening the balance of their population. By supporting rhino conservation efforts, we are helping to protect an entire ecosystem and every Relate EWT Rhino bracelet sold directly supports the survival of these incredible animals.”

Heritage Month Quiz: Discover Your Perfect South African Heritage Experience

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It’s Heritage Month and in celebration of South Africa’s rich diversity of cultures and traditions, First Loyalty Plus – SA’s premier All-Round Rewards Programme – has created a fun quiz, designed to help you uncover your perfect South African heritage experience.

“South Africa is a multi-faceted land with a storied past,” says Samantha Pillay, Director at First Loyalty Plus. “There is so much to see and do but each of us has unique interests. From our vibrant cities to the serene bushveld, and from colonial  architecture to modern museums, this quiz will help guide you to your ideal cultural adventure.”

Traditional music and dance performances

1. Which aspect of South African heritage interests you most?

a) Indigenous cultures and traditions

b) Colonial history and architecture

c) Journey to democracy

d) Natural heritage and wildlife

2. What type of cultural experience appeals to you?

a) Traditional music and dance performances

b) Historical museums and monuments

c) Urban cultural exploration

d) Nature walks and wildlife viewing

3. Which historical period of South Africa interests you?

a) Pre-colonial era

b) Early colonial settlements

c) Mid to late 20th century

d) Biodiversity conservation

4. What kind of accommodation would you prefer?

a) Traditional village homestay

b) Hotel or guesthouse featuring classic colonial architecture

c) Hotel or guesthouse near important democracy-related sites

d) Eco-lodge in a nature reserve

5. What type of souvenirs would you want to bring home?

a) Traditional hand-crafted beadwork or local textiles

b) Antiques, South African wine

c) Books or South African artwork

c) Wildlife photographs or Indigenous plant products

6. Which activity appeals most?

a) Experiencing a cultural performance or show

b) Guided tours with an expert

c) Exploring modern historical landmarks

d) Going on a safari

7. What kind of local cuisine would you like to try?

a) Traditional Indigenous dishes

b) Afrikaans Cape Dutch inspired cuisine

c) Township street food

d) Game bush braai (barbecue) in a natural setting

8. Which language group’s heritage would you like to explore?

a) Nguni (Zulu, Xhosa, Swati, Ndebele)

b) Afrikaans and Cape Malay

c) South Africa is multi-lingual, and all are part of our history

d) San and Khoi (Indigenous hunter-gatherers)

9. What type of landscape would you most like to explore?

a) Scenic rural settings

b) Coastal areas and surrounds

c) Urban cityscapes

d) Savanna and bushveld

South African Heritage Food

Results:

If you scored:

Mostly A’s: An Indigenous Cultural Heritage Experience is for you.

Visit: Hluhluwe nestled in the heart of historic Zululand in Kwazulu Natal.

Stay atGooderson DumaZulu Lodge and Traditional Village (Hluhluwe), SA’s largest cultural village. Observe artisans practising their crafts and stay in one of the 31 rounded huts, each decorated to represent different tribes: Zulu, Swazi, North Sotho, Xhosa, Venda, Tsonga, and Ndebele.

Mostly B’s: You’ll enjoy Colonial History and Architecture Tours.

Visit: Stellenbosch and Franschhoek, established respectively by Dutch and French settlers in the late 1600s. Explore the Afrikaans “Taalmonument” in nearby Paarl, The Huguenot Memorial Museum or Rupert Art Museum.

Stay at: Ashbourne Boutique Guest House (Franschhoek). Dating back to 1897, it evokes a sense of a bygone era reflecting its colonial heritage.

Mostly C’s: Modern History is your thing. Explore a Freedom and Democracy trail.

Visit: Soweto, Johannesburg, played a pivotal role in the struggle for freedom.

Stay at: the Soweto Hotel & Conference Centre, just 3km from the famous and vibrant Vilikazi Street, once home to President Nelson Mandela and Archbishop Desmond Tutu – both Nobel Peace Prize winners.

Mostly D’s: Natural Heritage and Wildlife Safaris is your passion.

Visit: Areas surrounding the iconic Kruger National Park in Mpumalanga.

Stay at: Waterberry Hill, near Hazyview.  Immerse yourself in South Africa’s stunning natural beauty and diverse wildlife, from Big Five safaris to indigenous plant tours.

To find out more about First Loyalty Plus, visit https://www.firstgroup-sa.co.za/first-loyalty

Robust growth, increasing property values in Hout Bay appeals to investors

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Hout Bay’s current property market is characterised by robust growth, increasing property values, and a diverse buyer demographic. With ongoing trends of an increase in swallow investors, semigration, the rise in remote work and a shortage of rental stock influencing the market dynamics, the combination of strong demand, ongoing interest from buyers, and potential investment in local infrastructure, suggests that the market will continue to grow in the foreseeable future.

The combination of appealing lifestyle factors and robust investment opportunities in this vibrant and evolving area continues to make Hout Bay a sought-after location in the Cape Town property landscape.

The latest Propstats data for Hout Bay reveals a dynamic property market characterised by significant sales activity and rising property values.  It shows the overall average selling price in Hout Bay now stands at around R5.1 million, representing annual growth of around 6.7% per annum, well above the average CPI rate. Comparatively, the average price growth across the country is now below 1% according to the latest data from the FNB House Price Index.

Yet, Hout Bay’s allure extends beyond investment statistics. The area is celebrated for its natural beauty, community atmosphere, and recreational opportunities. It offers a blend of tranquil coastal living and a laid-back atmosphere with access to urban amenities, making it an attractive destination for both foreign buyers and seasonal residents and a sanctuary for those who enjoy a stress-free lifestyle.

La’Mare Estate, an exclusive development nestled on the serene edges of Hout Bay offers a unique lifestyle opportunity, positioned close to the beach, with each apartment crafted to maximise the stunning uninterrupted views of the surrounding nature reserve and the vast, azure ocean.  A short drive connects you to the eclectic centre of Hout Bay, abundant with restaurants, shops, and local art.

“The Hout Bay area has morphed into both an owner occupier and investor based area, with returns consistently appreciating at over 9% year on year,” confirms Emmanuel Germanis, CEO of Revo Property.  “And with expected interest rate cuts this year, we anticipate total sales for 2024 to potentially top the R1 billion sales by the end of the year,” he adds.

La’Mare comprises seven elegantly designed blocks, each housing 12 exclusive apartments. With a choice of one and two-bedrooms units, starting at R1.995 million (including VAT), each boasts a balcony, providing residents a private panorama of Hout Bay’s scenic beauty. Ground floor units offer expansive garden spaces with braai areas, perfect for entertaining or unwinding in the gentle sea breeze.

For those wanting to take advantage of spectacular sea views, the top-tier luxurious two-bedroom penthouse apartments feature large balconies and private braai areas, setting the stage for an unmatched living experience.

The interiors at La’Mare echo the soft, sandy tones of the beach, with a modern flair that allows for personal customisation. Residents will enjoy high-speed fibre connectivity, 24-hour security, secure parking, and a pet-friendly community. Each apartment offers optional upgrades like premium kitchen specs, engineered wood flooring, back-up power solutions, and air conditioning.

“Beach House, a previous Hout Bay development, sold out within the first hour of being launched by Revo.  Witnessing the quality of buyers for Beach House and demand for property, close enough to the action but still entwined by nature, prompted us to share the La’Mare Estate development with our clients as a fantastic investment opportunity,” added Germanis.

“The majority of units will push out a double-digit yield through our short stay rental model, a lucrative return for swallow investors,” predicts Germanis.

Promises Germanis, “With the La’Mare Estate in particular, we’re happy to manage your investment for you, ensuring you see the returns you want”.

For more information about investing in the La’Mare Estate, visit https://lamare.co.za

Experience the Unseen: TCL’s Televisions elevate your home entertainment

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TCL’s new 115″X955 MAX Premium QD-Mini LED TV sets a new standard in large-screen television technology, catering to the most discerning viewers who seek unparalleled home theatre entertainment.

The 115″X955 MAX boasts an ultra-slim design, zero external bevels, and a sleek stand system, making it a standout in terms of both aesthetics and performance. Every aspect of this TV reflects exceptional craftsmanship and refined elegance.

Experiencing the 115″X955 MAX is akin to visiting the world’s tallest structures, like the Burj Khalifa or the Eiffel Tower, or an Olympic stadium, its sheer scale and advanced technology are awe-inspiring. It’s extraordinary to witness such a massive TV that not only exists but is also equipped with cutting-edge television technology.

The new TCL television represents a significant advancement in technology with the introduction of TCL’s latest QD-Mini LED technology. It features over 20,000 local dimming zones and utilizes TCL’s innovative quantum crystal material to produce more than a billion colours. This results in exceptional light emission and colour accuracy with a peak brightness of 5,000 nits.

The TV’s pixel-perfect picture quality and an impressive colour contrast ratio of 50 million to 1 are achieved through TCL’s cutting-edge 6-core Mini-QLED technology, further enhanced by the Ai PQ Pro processor.

This combination ensures a spectacular colour gamut, outstanding clarity, and adaptive picture quality. With the addition of Halo control technology, which enhances brightness and colour vibrancy, and 16-bit ultra-precision backlight control, TCL has created not only the largest large-screen television but also one of the most advanced TVs available today.

The 115″ X955 MAX Premium QD-Mini LED TV is equipped with an impressive ONKYO 6.2.2 Hi-Fi System, featuring 12 surround-sound speakers and two powerful bass plate speakers integrated into the rear of the TV. This setup delivers a truly immersive surround sound experience that will astonish you.

Additional features include Google TV with built-in Google Assistant, hands-free voice control, video chat capabilities, Miracast for wireless display, a quick settings function, and the built-in Game Master.

As the world’s leading brand in large-screen televisions and the second overall television brand globally, TCL’s commitment to inspiring greatness is perfectly exemplified by the 115″X955 MAX Premium QD-Mini LED TV.

Happy Pay, SA fintech, raises $1.8M to reduce the cost of consumer credit to zero

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Happy Pay, South Africa’s only independent BNPL (Buy Now, Pay Later) provider, now with 150,000 active users, announced today that it has raised $1.8 million in pre-seed funding. The funding round was led by a group of prominent South African venture capital investors, including co-lead investors E4E Africa and 4Di Capital, with participation from DotExe Ventures, Launch Africa, Equitable Ventures, Felix Strategic Investment, U.S.-based Gaingels, and local angels. In addition, Fin Africa (formerly Finclusion Group) is providing Happy Pay’s debt facility.

Happy Pay’s forward-compliant BNPL platform, designed to meet evolving regulatory standards, offers consumers a seamless one-click checkout solution and the ability to split their purchases over two paychecks, interest and deposit-free. The platform leverages the latest advancements in autonomous AI-driven credit scoring to calculate customer affordability in seconds—reducing costs and inefficiencies while ensuring a frictionless checkout experience for consumers and merchants alike.

“We’re excited to have the backing of such a remarkable group of investors,” said Wesley Billett, Co-Founder and CEO at Happy Pay. “This funding will enable us to accelerate our growth and expand our innovative product offerings, ultimately providing more value to the customers and merchants that we serve.”

Launched in 2023, Happy Pay has experienced rapid growth over the past year, attracting a 900% increase in user growth. The surge in interest and growth of the platform is largely driven by Millennials and Gen Zs who are favouring BNPL options over traditional credit cards. This preference stems from their desire for transparency, convenience, and an aversion to long-term debt, with the BNPL model resonating with their financial habits.

“We have been enabling growth for South African merchants within the e-commerce sales channel by giving them access to new customers, bigger average basket sizes, and better conversion metrics—all while providing South African consumers with zero-cost alternatives to high-interest credit. Our focus on financial inclusion has allowed thin-file consumers to gain access to the formal financial ecosystem via their own affordability data,” added Patrick Postrehovsky, Co-Founder and COO at Happy Pay.

The pre-seed funding will be used to launch several innovative products, ramp up marketing, and expand Happy Pay’s merchant base. The company also plans to strategically add to its team while focusing on efficient growth.

“We believe that Happy Pay’s innovative approach to financial inclusion via their BNPL-led consumer payments platform can bring more South African consumers into the formal financial ecosystem and create access to more equitable finance options for them,” said Bas Hochstenbach, partner at E4E Africa. “We are excited to be a part of this journey and look forward to seeing the company grow within South Africa and beyond.”

Reflecting these views, Anton van Vlaanderen, partner at 4Di Capital, said: “The Happy Pay team has consistently delivered strong growth since going live in the market and leveraged the power of AI and data to drive meaningful financial inclusion for South African consumers, along with tangible economic benefits for merchants. We are excited about the various future initiatives at Happy Pay that will result in further scale-up growth in the months ahead.

“We are pleased to provide this debt facility to Happy Pay and support its efforts to provide equitable financial solutions for South Africans,” added Timothy Nuy, CEO at Fin Africa.

As South Africa’s only independent BNPL provider, Happy Pay is on a mission to empower African consumers by offering zero-cost installment payments, promoting credit score improvement, and providing equitable access to financial services. By reducing reliance on high-interest credit and payday loans, Happy Pay is reshaping the financial landscape for consumers and merchants alike.

For more information on Happy Pay, visit www.happypay.co.za

Vuyo Mabheka Exhibiting “Popihuise” at Biennale Images Vevey in Switzerland

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Rising South African photographer, Vuyo Mabheka, will be showcasing his acclaimed body of work, Popihuise, at the prestigious Biennale Images Vevey in Switzerland. The exhibition will take place from 7 – 29 September at the Musée Jenisch Vevey, and forms part of the award winners’ display at this renowned international biennial.

In 2023, Mabheka was unanimously awarded by a prestigious jury, presided by international photographer Paul Graham, the Images Vevey 2023/2024 Special Jury Prize, one of Europe’s most highly regarded photography accolades. The CHF 40,000 prize, awarded biannually, supports artists in creating groundbreaking work for presentation at the following Biennale. Known for fostering original creation in contemporary photography, the Grand Prix Images Vevey has established itself as a global beacon for visual arts, contributing over CHF 100,000 in financial support to innovative photography projects.

Vuyo is exhibiting Popihuise at the Biennale Images Vevey in Switzerland at the Musée Jenisch Vevey

The Biennale Images Vevey, established in 2008, is Switzerland’s largest and most significant visual arts biennial, drawing artists and visitors from across the world. This year’s theme, “(dis)connected”, examines the intersection of nostalgia with the anticipation of an unpredictable future. The event will feature 50 new projects from international artists, attracting over 60,000 visitors.

Mabheka’s Popihuise offers a deeply personal exploration of his childhood memories, growing up in Libode, Eastern Cape, and later, Thokoza, Johannesburg. The term Popihuise, derived from a Xhosa adaptation of the Afrikaans word for “doll’s house,” represents the interplay between imagination and lived experience in his formative years. Mabheka’s art features a unique collage of still images, drawings, and photographs, reflecting his resilience in reimagining difficult realities through the lens of childhood play. His installations draw from the concept of Umkokotelo, a slang term referring to reinvented structures that evoke both nostalgia and resilience.

Life-size set up of Popihuise

Speaking on the significance of Mabheka’s achievement, Of Soul and Joy project manager Jabulani Dhlamini commented, “Vuyo embodies our mission at Of Soul and Joy, and we couldn’t be prouder of this monumental achievement. His images are able to at once accommodate, engage and challenge audiences’ perspectives — a rare quality that he is only improving as his understanding of photography deepens.”

Born in 1999 in Libode, South Africa, Vuyo Mabheka’s work has been featured in several group exhibitions, including In Thokoza: Place of Peace (Johannesburg, 2019), Inganekwane (Johannesburg, 2021), and NWU Gallery (Potchefstroom, 2022). He joined the Of Soul and Joy project in 2017 and is currently represented by Afronova Gallery

NIQ Retail Spend Barometer shows SA consumers are getting relief from less load shedding but are still taking strain from higher prices

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South African shoppers spent a total of R181 Billion on FMCG in the second quarter (Q2) 2024, representing a 4,8% uplift compared with the same period last year. The Tech & Durables (T&D) market, meanwhile, remained virtually unchanged from the same period last year at a value of R31 billion for Q2 2024.

This is according to insights from the NIQ Retail Spend Barometer which combines data from NIQ and GfK to measure the turnover in sales of FMCG and T&D goods purchased in stores across South Africa. Newly launched in South Africa, the Barometer provides a comprehensive overview of sales trends to guide brand and retailer strategies.

The Barometer tracks food, perishables, home and personal care categories in the FMCG sector and the technical consumer goods, household appliances, and DIY and home improvements categories in the T&D sector. The study, based on real sales data, analyses big data across both categories and will be published each quarter.

Nikki Quinn, Retail Lead for sub–Saharan Africa at NIQ and GfK, said: “Two themes dominated retail behaviour during Q2 2024: the cash-strapped consumer’s continued struggle with the high cost of living and a pause in Eskom load shedding. Across, the board, we saw consumers hunt for bargains and switch brands and stores to save money.”

Fresh and frozen foods sales lifted by reliable power supply

NIQ data shows that value growth for the FMCG sector dropped from 7.2% in Q2 2023 to 4.8% in the same quarter 2024, despite a boost in consumer confidence and a drop in inflation from 5.4% in 2023 to 5.1% in 2024. All categories experienced lower growth year-over-year, except for tobacco.

The fresh food, frozen food and personal care categories experienced the most robust growth, growing at 8.2%, 9% and 8.6% respectively. Meanwhile, homecare, snacking, beverages and ambient food saw a significant drop off in growth versus Q2 2023 as consumers reprioritized their spending.

“Perishable goods were one of the big winners for the quarter, with consumers spending more on fresh and frozen foods due to a more reliable power supply,” says Quinn. “However, persistent inflation, particularly food prices, remained a deep concern for consumers. People are focusing on the basics and keeping their eyes open for specials and promotions.”

T&D remains flat

The T&D market overall experienced lower growth than in Q2 2023, dragged down by price deflation and lower revenues in the telecom segment. Large screen televisions (74” and above) outperformed, selling unusually well for the category outside the Black Friday and festive season windows.

In Q2 2024, home appliances saw a significant turnaround with an 11.3% increase, compared to the 6.1% decline in Q2 2023. However, it is important to note that soft growth in 2023 was due to the market normalising after strong gains in the pandemic when consumers invested in their homes.

Major appliances, especially washing machines and refrigeration, saw double-digit value growth. Small appliances like air fryers, along with food preparation and hair stylers, also contributed significantly. With average selling prices remaining flat, growth is attributable to higher unit sales.

Technical Consumer Goods remained nearly flat in Q2 2024, following slight growth in Q2 2023. Routers, desk computing, monitors, gaming consoles, and mini/Bluetooth speakers showed significant growth, while core wearables, headphones, and smart mobile phones declined.

“Promotional activity helped to drive growth in the appliances and TV segments,” says Quinn. “Confidence about South Africa’s load shedding situation may also have helped to inspire consumers to upgrade appliances. While spending remains constrained by stagnant wages and unemployment, we see some bright spots for the T&D sector.

“Hopes for interest rate cuts later this year could help to reignite consumer confidence. The introduction of the two-pot system for retirement funding might also serve as a tailwind ahead of Black Friday and the festive season. Early withdrawals of pension funds under the two-pot system are expected to boost household expenditure in the second half of 2024.”

Futureproofing your finances against unexpected medical expense shortfalls

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When you are young, it is easy to take your health for granted, and as a result, it is also easy to overlook the importance of having the right medical and gap cover in place. However, accidents can and do happen to everyone, and having the correct cover in place ensures you can more affordably access quality private healthcare when you need it and safeguard your financial future against unanticipated medical expenses. As you age and your life stage changes, this becomes even more important. It is essential to work with your financial advisor to futureproof your cover and your financial and physical wellbeing.

Change is inevitable

As you age and you move through various stages of life, your financial and medical needs change, including starting a family and experiencing the onset of age-related illnesses and chronic conditions. In addition, the market and the medical and gap cover products that are available also change. The way medical schemes provide cover in particular is always evolving, and doctors and specialists are frequently charging many times the scheme rate for their services.

In today’s world, there are more medical expense shortfalls, co-payments, and sub-limits than ever before. Many medical aid schemes and plans also have networks of Designated Service Providers (DSPs) and impose financial penalties if you make use of specialists or facilities outside of the network. No matter how young or healthy you are, medical issues can arise, and they can disrupt your current and future plans, including your financial ones, if you have not carefully considered your cover.

Seek the help of experts

Unanticipated medical expenses and shortfalls can have a significant impact on your financial wellbeing, especially if you have just had a baby or you need to tap into your retirement savings to pay for them. However, when it comes to choosing the right cover, the decision can be complex. There are numerous medical aid schemes and plan types available, each offering different levels of cover for varying premiums.

There is also a growing number of gap cover products on the market, and it can be difficult to sift through the options and choose the most appropriate one for you. To ensure adequate cover and financial protection, you need to have the right medical aid aligned to your requirements of both affordability and health needs. Then, you need to select a gap cover product that aligns with this medical aid, with the understanding that your needs and budget will change over time. It is also important to consider waiting periods and restrictions in cover, additional cover like casualty benefits, and the reputation and ease of claims processing of your gap provider.

Brokers and financial advisors are available to assist in navigating this complexity. Working with an expert who takes the time to understand you, your family, your life stage, and your financial situation is important to ensure your financial and health planning meet both your current and future needs. Additionally, because the market and your life are always changing, reviewing your cover on an annual basis is an essential step. Your broker is an invaluable asset in helping you make an informed decision not only for your current needs but for your future as well.

About Turnberry Management Risk Solutions

Founded in 2001, Turnberry is a registered financial services provider (FSP no. 36571) that specialises in Accident and Health Insurance, Travel Insurance, and Funeral Cover.

With extensive experience across healthcare and insurance industries in South Africa, Turnberry offers unsurpassed service to Brokers and clients. Turnberry’s gap cover products are available to clients on all medical aid schemes, as they are independently provided and are therefore transferable in the event of a change in the client’s medical aid scheme.

Turnberry is well represented nationally, with its Head Office based in Bedfordview, Johannesburg with Business Development Managers in Cape Town and Durban. The Turnberry Team’s focus on outstanding client service comes from having extensive knowledge and experience in the financial services sector and is underwritten by Lombard Insurance Company Limited. Lombard Insurance Company Limited is an Authorised Financial Services Provider (FSP 1596) and Insurer conducting non-life insurance business.